All calculators
23 free tools, grouped by topic. Every calculator runs in your browser and explains the math behind its results.
No calculators match that search. Try a broader word like “loan” or “tax”.
Credit Card Payoff Calculator
Find your payoff date, total interest, and the payment needed to be debt-free by a target date.
Debt Payoff Calculator: Avalanche vs Snowball
Build a month-by-month plan for all your debts and compare the avalanche and snowball methods.
Debt-to-Income (DTI) Ratio Calculator
Calculate front-end and back-end DTI and see how lenders for mortgages and loans will view it.
Credit Utilization Calculator
Check your overall and per-card utilization and how much to pay down to hit your target.
Balance Transfer Calculator
Find out if a 0% balance transfer card saves money after the transfer fee.
Debt Consolidation Calculator
Compare keeping your current debts with a consolidation loan, including origination fees.
HELOC Payment Calculator
Estimate interest-only draw-period payments and the jump when repayment begins.
Home Equity Calculator: How Much Can I Borrow?
See your equity and how much a lender may let you borrow at 80%, 85% or 90% CLTV.
Cash-Out Refinance vs HELOC Calculator
Compare the full cost of refinancing your mortgage vs keeping it and adding a HELOC.
DSCR Loan Calculator
Calculate the debt service coverage ratio lenders use for rental property loans.
Rental Property Calculator
Cash flow, cap rate, cash-on-cash return and DSCR for a rental property.
BRRRR Calculator
Buy, rehab, rent, refinance, repeat: cash left in the deal, cash flow and returns.
Merchant Cash Advance Calculator
Convert an MCA factor rate into APR and see the daily or weekly payment.
Invoice Factoring Calculator
See your advance, fees, rebate and the effective annual cost of factoring an invoice.
Equipment Loan Calculator
Estimate monthly payments, total interest and year-one tax savings on equipment financing.
Schedule 1-A Calculator: New Tax Deductions
Stack the tips, overtime, car loan interest and senior deductions and see your total tax savings.
Car Loan Interest Deduction Calculator
Estimate the new up-to-$10,000 deduction for new-car loan interest (2025–2028).
No Tax on Overtime Calculator
Work out your qualified overtime and the federal tax the new deduction saves.
No Tax on Tips Calculator
Estimate the deduction for qualified tips (up to $25,000) and your tax savings.
Senior Deduction Calculator ($6,000)
Estimate the new $6,000 deduction for people 65 and older, after the income phase-out.
ACA Subsidy Calculator 2026
Estimate your 2026 premium tax credit and see if the 400% income cliff affects you.
IRMAA Calculator 2026
See your 2026 Medicare Part B and Part D premiums and how close you are to the next bracket.
SSDI Back Pay Calculator
Estimate Social Security disability back pay, the waiting period and attorney fee.