November 10, 2026
November 9, 2026
- Fixed the paycheck calculator: health premiums and HSA contributions taken through a cafeteria plan now lower Social Security and Medicare tax, in a separate box from 401(k) contributions, which don’t.
- Fixed the survivor benefit calculator for spouses of people who claimed early: the age reduction now applies to the full benefit before the 82.5% limit, as SSA calculates it, which raises the estimate for early survivor claims.
November 8, 2026
- The RMD calculator now subtracts qualifying withdrawals already taken and shows the amount still due. Added a check for inherited accounts and sole-beneficiary spouses more than 10 years younger.
- The RMD calculator now has a qualified charitable distribution (QCD) box: enter a QCD to see the taxable RMD, the tax after the QCD, and a worked $10,000 example.
- The Social Security COLA calculator now shows the 2027 SSI amounts: $1,029 a month for an individual and $1,544 for a couple.
- The senior deduction calculator now shows how the deductions stack: $24,150 shielded for a single filer 65+, $47,500 for a couple where both are 65+.
- New: the Social Security claiming age calculator compares your benefit at 62, full retirement age and 70, with break-even ages — for example, $1,400 at 62 vs $2,480 at 70 on a $2,000 full benefit.
- The tax brackets page now shows the official 2027 brackets and standard deduction ($16,600 single, $33,200 joint), released by the IRS on November 5, 2026. The 2027 figures are for income earned in 2027, filed in 2028.
- New: the paycheck calculator shows your take-home pay per paycheck after federal tax, Social Security and Medicare, for 2026 or 2027 — for example, $1,690.85 per check on $2,000 biweekly in 2026.
- The Social Security claiming age calculator now includes spousal and survivor benefits: the 50% spousal top-up, the 82.5% survivor floor and the 71.5% at age 60.
- The RMD calculator now estimates state tax at a rate you enter, and shows total RMDs and tax over the 20 years projected. It also notes that the RMD itself cannot be converted to Roth — only money above it can.
- New guide: bronze vs silver ACA plans for 2027 — silver wins under 200% of the poverty line, bronze often wins above 250%.
- New guide: Medicare Advantage vs Original Medicare for 2027 — Advantage caps in-network costs at $9,850, Original plus Medigap lets you see any doctor.
- Fixed section links and sharing on pages with more than one calculator. Shared inputs now reopen in the calculator they came from.
November 4, 2026
- Combined pages that answered the same question. The minimum payment calculator is now part of the credit card payoff calculator, the HELOC vs home equity loan comparison is part of the HELOC calculator, and the IRMAA calculator sits above the IRMAA brackets table.
- Moved 16 guides into the calculators they explain, for example avalanche vs snowball into the debt payoff calculator and the 2026 subsidy cliff into the ACA calculator. Old guide addresses lead straight to the right section.
October 27, 2026
- Narrowed the site to personal finance, taxes and government benefits: removed the rental property, BRRRR, DSCR, merchant cash advance and invoice factoring calculators and their guides. Their old addresses now lead to the closest related page.
- Started this page.
October 22, 2026
- Added the Medicare Part D calculator for 2027: the $700 deductible, the $2,400 out-of-pocket cap and the Medicare Prescription Payment Plan.
- Updated the Medicare open enrollment checklist with the 2027 Part D cap and deductible.
October 21, 2026
- Added the Social Security earnings limit calculator with the 2027 limits ($25,560 and $67,920).
- Added the Social Security tax calculator: how much of your benefits is taxable, and the tax on them.
- Added answer tables and new questions to the senior deduction, Trump Account and ACA subsidy calculators.
- Added a press page with the key 2027 figures for journalists.
- Made every page load faster on phones.
October 15, 2026
- Added SSA’s official 2027 figures (earnings limits, taxable maximum, SSI, SGA) to the COLA calculator.
- Added the personal loan calculator, with the true APR including the origination fee.
- Added a Spanish tax refund calculator.
- Expanded the debt consolidation and HELOC calculators.
October 14, 2026
- Set the official 2027 Social Security COLA of 3.6%, announced that day.
- Added the 2026 tax refund calculator.
- Added the inherited IRA RMD calculator and expanded the RMD calculator.
- Added the Medicare Part B premium page and a guide to ACA subsidies for early retirees.
October 6, 2026
- Added 2027 ACA coverage (the IRS applicable percentages and 2026 poverty guidelines) to the ACA calculator and income limits.
- Added the house affordability calculator.
- Linked official sources next to key figures across the site.
September 29, 2026
- Added the Social Security COLA, RAP student loan and Trump Account calculators and the contribution limits page.
- Added the mortgage, auto loan, 401(k), RMD and compound interest calculators.
September 26, 2026
- Added the 2026 tax brackets, IRMAA brackets and ACA income limits pages.
- Added the Medicare late enrollment penalty, Roth conversion, HELOC vs home equity loan, credit card minimum payment and SBA loan calculators.
- Added Spanish versions of the tips, overtime and ACA subsidy calculators.
September 25, 2026
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